Accidental Death Cover

In life insurance terms, the term accidental death cover refers to a form of life insurance which only covers deaths caused by accidents. This type of life insurance is generally more affordable than regular life insurance which also covers death from illness and other causes.

Typically, life insurance providers require very little evidence of insurability from applicants who apply for accidental death cover life insurance. However, applicants may be required to provide information about their occupation and hobbies.

See also: Accidental death benefit

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Daniel Dreier is editor and personal finance expert at moneyland.ch.

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