Magazine

Loans & Mortgages

Find all mortgage and loan articles and guides from independent Swiss online comparison service moneyland.ch listed in this overview. Topics covered include: personal loans; business loans; leasing; mortgages; other types of financing.

Loans & Mortgages

Debts in Switzerland: Which Assets Can and Cannot Be Seized?

Find out which income and assets can and cannot be seized by creditors in Switzerland in this guide.

Loans & Mortgages

Personal Loans: 8 Common Mistakes

Personal loans can provide financial liquidity to cover further education or needed equipment. Get the…

Loans & Mortgages

Swiss Adjustable-Rate Mortgages Explained

This moneyland.ch guide informs you about Swiss adjustable-rate mortgages and explains when using them…

Loans & Mortgages

How to Replace a Mortgage

What should you pay attention to when replacing an expiring mortgage with a new one? This moneyland.…

Loans & Mortgages

The Costs of Ending a Mortgage Early Explained

When is it worth terminating a fixed-rate mortgage early on? How high are the penalty fees? Find the…

Loans & Mortgages

How to Find the Value of Your Property

This guide explains what a property valuation is, what types of evaluations there are, and what you…

Loans & Mortgages

The Pros and Cons of Fixed-Rate Mortgages

What are the arguments for and against a fixed-rate mortgage? This moneyland.ch guide explains when…

Loans & Mortgages

SARON Mortgage Questions and Answers

Get answers to your questions about SARON mortgages in Switzerland from this moneyland.ch guide.

Loans & Mortgages

How the Mortgage Reference Rate Affects Your Rent in Switzerland

The mortgage reference rate has a direct impact on the amount of rent you have to pay for housing in…

Loans & Mortgages

How to Find the Right Bank

These tips from moneyland.ch can help you choose the right Swiss bank for your specific needs.

Loans & Mortgages

Online Loans in Switzerland Explained

What should you consider when getting an online loan? Where can you find the best online loan offers…

Loans & Mortgages

11 Tips for Choosing the Right Loan

These 11 important tips will help you choose the right Swiss personal loan.

Loans & Mortgages

The Costs of Swiss Personal Loans Explained

Loans in Switzerland vary with regards to their interest rates, terms and conditions depending on the…

Loans & Mortgages

Refinancing Loans in Switzerland: Questions and Answers

Are you looking to replace your existing personal loan with a cheaper one? This moneyland.ch guide explains…

Loans & Mortgages

How to Get a Cheap Loan

This moneyland.ch guide explains how to get the cheapest possible personal loan in Switzerland.

Loans & Mortgages

Mortgages: 11 Expensive Mistakes to Avoid

Residents of Switzerland spend more money on mortgages than on any other banking product. This mortgage…

Loans & Mortgages

Loan Insurance: What You Should Know

Get informed about what loan insurance is, how it works, what it costs, and whether or not it is worth…

Loans & Mortgages

These Kinds of Loans Are Offered in Switzerland

Learn about the kinds of loans for private individuals in Switzerland and find out which type of loan…

Loans & Mortgages

Applying for a Loan in Switzerland: The Checklist

This checklist shows you what you should do before you apply for a loan in Switzerland to save yourself…

Loans & Mortgages

Credit Scores in Switzerland

Get answers to questions about credit scores in Switzerland and learn how to read Swiss creditworthiness…

Loans & Mortgages

Swiss Tax Deductions for Loans Explained

This moneyland.ch guide explains which costs related to loans, leasing, and mortgages are tax deductible…

Loans & Mortgages

Swiss Bank Overdraft Interest Rates Explained

How much interest do Swiss banks charge you if your account gets overdrawn? Find useful information…

Loans & Mortgages

Repaying Loans Ahead of Schedule in Switzerland

Settling personal loans ahead of schedule saves you money. Find out what you should pay attention to…

Loans & Mortgages

How to Recognize Fraudulent Loan Offers

Questionable loan offers are commonplace on Google, Youtube, Tiktok, Whatsapp, and other online platforms…

Loans & Mortgages

Watch Out for Fake Loans on Social Media

Loan scammers misuse Facebook, Google, Linkedin, Instagram, and other social media channels to find…

Loans & Mortgages

Tips For Getting a Mortgage in Switzerland

Are you looking to get a new mortgage or to refinance your existing mortgage? This guide from moneyland…

Loans & Mortgages

Earning Income With Airbnb Rentals and Home Sharing in Switzerland

Are you thinking of renting out rooms, apartments, or houses in Switzerland on Airbnb, Booking.com,…

Loans & Mortgages

Car Leasing in Switzerland: 10 Key Tips

For many people, buying a new car is an emotional decision. So it isn’t surprising that common sense…

Loans & Mortgages

Indirect Amortization of Swiss Mortgages: Does it Make Sense?

This guide explains how indirect amortization of secondary mortgages in Switzerland works, and clarifies…

Loans & Mortgages

Online Mortgages in Switzerland Explained

Can you sign up for a Swiss mortgage online? Which options are there and how do they differ from each…

Loans & Mortgages

Peer-To-Peer Loans in Switzerland

Peer-to-peer (P2P) lending platforms are on the increase in Switzerland. Find useful information about…

Loans & Mortgages

Which is the Oldest Swiss Bank?

Find a list of the oldest Swiss banks, organized by their dates of founding.

Loans & Mortgages

Mortgages for Swiss Holiday Homes

Looking for the perfect mortgage for your holiday house or apartment in Switzerland? Find clear information…

Loans & Mortgages

Mortgages for Investment Properties

Find out what to look out for when mortgaging investment properties in Switzerland in this basic how…

Loans & Mortgages

Getting a Loan in Switzerland: Criteria

What criteria do you have to meet to get a loan in Switzerland? Find out in this moneyland.ch guide.

Housing

How High Are Rents in Switzerland?

Find out how high the average rents for housing in Switzerland are, and which parts of the country have…

Loans & Mortgages

How to Use Swiss Retirement Savings to Buy a Home

Swiss pension fund benefits and pillar 3a retirement savings can be withdrawn early to buy or maintain…

Loans & Mortgages

Why Housing in Switzerland Keeps Getting More Expensive

Get informed about the factors which drive up the cost of housing in Switzerland in this article.

Loans & Mortgages

Debt Capacity Checks: Common Errors

Debt capacity checks are meant to protect you from becoming over-indebted. But banks often make mistakes…

Loans & Mortgages

Swiss Debt Capacity Requirements Explained

Debt capacity requirements determine how much money you can borrow using consumer loans. In this guide…

Loans & Mortgages

Housing in Switzerland: Rent or Buy?

To rent or to buy? There are many good answers to that age-old question.

Loans & Mortgages

Property Prices in Switzerland: What Does Building Land Cost?

Are you thinking about investing in Swiss property? This article gives you an overview of the current…

Loans & Mortgages

Scholarships and Student Loans: 9 Ways to Finance Your Education

Scholarships and student loans are the most common tools for financing education, but by no means the…

Loans & Mortgages

13 Things to Consider Before Buying a Home in Switzerland

What should you pay attention to when buying a home in Switzerland? How can you get the most out of…

Loans & Mortgages

Store Cards and Installment Shopping in Switzerland Explained

Many Swiss retailers offer loyalty cards which let you make purchases on credit. Find out whether using…

Loans & Mortgages

Criteria for Business Loans in Switzerland

What criteria must businesses meet in order to be approved for loans in Switzerland? Get informed with…

Loans & Mortgages

Choosing the Right Business Loan: 9 Key Tips

Get key tips on how to go about choosing a business loan in this guide from moneyland.ch.

Loans & Mortgages

The Costs of Business Loans Explained

The cost of business loans can be forbidding. This moneyland.ch guide provides useful information about…

Loans & Mortgages

Mortgages From Swiss Pension Funds Explained

Is it worth looking at mortgages from Swiss pension funds? Find all the important information about…

Loans & Mortgages

Cross-Border Workers in Switzerland: A Financial Guide

Do you live in France, Germany, Austria or Italy and work in Switzerland? Find the most important information…

Loans & Mortgages

Personal Bankruptcy in Switzerland: A Practical Guide

Find out when and how you can declare personal bankruptcy in Switzerland, and how bankruptcy affects…

Loans & Mortgages

Mortages: Bank or Insurance Company?

In Switzerland, both banks and insurance companies offer mortgages. But what are the differences and…

Loans & Mortgages

Comparing Comparison Websites

Online comparison portals have been around for a long time. But newcomers and new technologies are disrupting…

Loans & Mortgages

Mortgages: Additional Fees and Charges Explained

Interest rates are not the only factor to consider when choosing a mortgage in Switzerland. There are…

Loans & Mortgages

LIBOR Mortgages in Switzerland

Find useful information about using LIBOR mortgages in Switzerland in this moneyland.ch guide.

Loans & Mortgages

LIBOR Swap Mortgage Rates - A Closer Look

Some Swiss homebuyers have failed to calculate the current negative interest rates into their mortgage…

Loans & Mortgages

How to Calculate Swiss Mortgages

In Switzerland, you must meet certain requirements in order to successfully get or refinance a mortgage…

Loans & Mortgages

Energy Efficient Mortgages Explained

Many Swiss Banks now offer so-called energy efficient mortgages (EEMs), also known as green mortgages…

Loans & Mortgages

Family Mortgages Compared

A number of Swiss banks and insurance companies offer what are popularly know as «family mortgages».…

Loans & Mortgages

Mortgages in Retirement: The Forced Sale Nightmare

Swiss Banks are upping the criteria of their mortgage affordability checks, and this move has hit unsuspecting…