Private Accounts
Alternative Bank Education Account
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Education private account
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Sustainable banking
General information:
Education account of Alternative Bank (ABS).
Maximum 1 account per customer.
Age:
For individuals between 16 and 30 years of age.
Account type:
Education Account, Sustainability Account
Currency:
CHF
Interest rate:
0.25% per year.
Withdrawals:
Withdrawals up to CHF 20,000 per month are allowed without notice. There is a notice period of one month for higher amounts.
Account opening:
The account opening is free of charge.
Account management:
The account management is free of charge.
Closing of account:
The closing of account is free of charge.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are subject to charges.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Fee of CHF 6.00 per electronic SEPA payment order in EUR.
Non-SEPA payment (abroad):
Fee of CHF 10.00 per electronic non-SEPA payment order in foreign currency.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.
Cash withdrawal Switzerland:
Cash withdrawal at ATMs of other banks in CHF: free of charge up to 10 withdrawals per month. Above ten withdrawals per month: CHF 3 per withdrawal.
Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Per cash withdrawal abroad, there is a fee of CHF 5.00.
Special services:
Debit Mastercard, Mobile banking, Online banking
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