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Private Accounts

Appenzeller KB Private Account 25

Youth private account

General information:

Youth private account (up to the age of 25) of Appenzeller Kantonalbank.

Age:

For individuals up to the age of 25.

Account type:

Youth Account

Currency:

CHF

Interest rate:

0.05% per year.

Withdrawals:

Withdrawals up to CHF 80,000 per month are allowed without notice. There is a notice period of 3 months for higher amounts.

Account opening:

The account opening is free of charge.

Account management:

The account management costs CHF 12.00 per year.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of CHF 1.50.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
Cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Debit Mastercard, Mobile banking, Online banking

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Appenzeller KB Youth Account

Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

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Amex promotion until April 6

Amex Platinum Card

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Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

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Special offers for Moneyland users

Moneyland Special Offers

Up to CHF 550 Benefit

Amex Gold & Alpian Account

50% off the annual fee in first year
45'000 bonus points (instead of 15'000)
CHF 75 Moneyland-Bonus (Code LAND25) + CHF 50 Alpian bonus

Secure offer now

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Benefit now

Amex promotion until April 6

Amex Platinum Card

50% off the annual fee in the first year
Extra bonus: 75,000 instead of 45,000 Membership Rewards points
Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Secure offer now

Free bank account

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