BancaStato Conto PRIMA senior

Private account for seniors

General information:

Senior account of Tessiner Kantonalbank.
Sending the monthly account statement (B Mail) costs CHF 0.20 per page, minimum CHF 1.20.

Age:

For individuals from the age of 60.

Account type:

Senior Account

Currency:

CHF

Interest rate:

Up to CHF 250,000: 0.01% per year.
From CHF 250,000: 0% per year.

Withdrawals:

Withdrawals up to CHF 100,000 per month are allowed without notice. There is a notice period of 3 months for higher amounts.

Account opening:

The account opening is free of charge.

Account management:

For customers with total assets at the bank up to CHF 50,000, the account management costs CHF 48.00 per year. With total assets at the bank above CHF 50,000, the account management is free of charge.

Closing of account:

The closing of account is free of charge.

Termination of banking relationship:

The termination of the banking relationship costs CHF 50.00.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Fee of CHF 1.00 per electronic SEPA payment order in EUR.

Non-SEPA payment (abroad):

Fee of CHF 5.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: The annual fee is CHF 50.00.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: For purchases in foreign currencies, there is a fee of 2% of the purchase amount.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 2.00 per withdrawal.

Cash withdrawal abroad:

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00.

Special services:

Debit Mastercard, Maestro card, Mobile banking, Online banking