Prepaid card

Bank Cler Current Account

  • Standard business account

Business type:
SME, Startup, Self-employed, Large company, Association, Non-profit organization, Public-sector entity
Currency:
CHF, USD, EUR
Requirements:

Business current account.

Interest rate:

0% per year.

Debit interest on overdrafts:

On request.

Withdrawals:

Unlimited withdrawal options.

Credit cards:

Mastercard Business Card and Mastercard Corporate Card from Viseca cost additional annual fees.

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: 0.05%, minimum of CHF 250, maximum of CHF 2000.

Account management costs:

Account opening: free of charge.
Account management costs: CHF 5 per month (E-Set: CHF 2 per month). Booking fees CHF 0.40 per booking (online free of charge).
Close-out of account: free of charge.
Statements of account: monthly, either by post (with postal fees) or electronically via online banking (free of charge).
Account closure: Either by post or electronically via online banking (free of charge, quarterly).

Payment transaction costs:

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA EUR payments free of charge; other payments (non-SEPA) and currencies CHF 4 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV and LSV+): free of charge.

Purchases:

Visa Debit: CHF 50 per year.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: CHF 1.50 per purchase.

Cash withdrawals:

Cash withdrawal at own ATMs: free of charge.
Cash withdrawal at ATMs of other banks in CHF: free of charge up to 4 withdrawals per month. From fourth withdrawal per month: CHF 2 per withdrawal.
Cash withdrawal abroad: CHF 5 in addition to foreign exchange rates.

Special services:
Visa Debit, Mobile banking, Online banking, Credit card
Software:
Not specified.
General information:

Business account (current account) at Bank Cler.

Special services within business packages (for example additional overdraft limits, accounts and cards).


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Swiss digital bank

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Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

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  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian Savings Account

  • Up to 1% interest if you open your account before March 31, 2025*

  • Any number of withdrawals possible without any withdrawal limits or notice periods

  • Monthly interest crediting

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 75 welcome bonus with referral code LAND25.

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Amex promotion until April 6

Amex Platinum Card

  • 50% off the annual fee in the first year

  • Extra bonus: 75,000 instead of 45,000 Membership Rewards points

  • Further benefits: 10% discount on purchases in Gübelin boutiques & Up to CHF 160 Dining credit per year in over 600 GaultMillau restaurants

Deal of the Day
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Swiss digital bank

Alpian Savings Account

Up to 1% interest if you open your account before March 31, 2025*