BCV Formule Directe

Banking package of BCV. Provides customers with private account, savings account, Visa Debit and online/mobile banking. Credit cards also available.
Online transactions in CHF with the Visa Debit (domestic and foreign): free of charge. Online transactions in foreign currency with the Visa Debit: CHF 1 per transaction.
Maximum of 2 debit cards per bank package.

For individuals from the age of 30.

CHF

For customers with total assets at the bank up to CHF 10,000, the account management costs CHF 42.00 per year. With total assets at the bank above CHF 10,000, the account management is free of charge.
In the first year, there is a discount on the account management fee.

Not specified.

The account opening is free of charge.

The closing of account is free of charge.

The annual account closure is free of charge.

The monthly statements of account by mail are subject to charges.

Incoming payment in CHF are free of charge.

Electronic payment orders in CHF are free of charge.

Electronic SEPA payment orders in EUR are free of charge.

Fee of CHF 6.00 per electronic non-SEPA payment order in foreign currency.

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Electronic standing orders in CHF within Switzerland are free charge.

Debit card: There is no annual fee to pay.

Debit card: Purchases in Switzerland in CHF are free of charge.

Debit card: For purchases in foreign currencies, there is a fee of CHF 2.00.

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
For cash withdrawals in CHF at ATMs of other banks in Switzerland, there is a fee of CHF 3.00 per withdrawal.

Debit card:
Per cash withdrawal abroad, there is a fee of CHF 5.00. In addition, there is a fee of 0.5% of the amount.

Up to CHF 25,000: 0.15% per year.
From CHF 25,000: 0.05% per year.

Withdrawals up to CHF 10,000 per month are allowed without notice.
12 withdrawals per year are free of charge, additional withdrawals cost CHF 6 per withdrawal.
There is a notice period of 3 months for larger amounts.

Additional fee for the BCV Mastercard Silver or BCV Visa Silver card.

For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.

Surprize bonus program by Viseca for credit cards (1 point per CHF 1 turnover, 10,000 welcome points). Benefits in the canton of Vaud.

0.35% per year.

The termination of the banking relationship is free of charge.

Visa Debit, Mobile banking, Online banking, Reward programs