BEKB Private Account Young

Banking package for young people

General information:

Bank package of the BEKB for young people. Private account Young, up to 5 savings accounts, online banking and mobile banking, pillar 3a, Debit Mastercard and silver credit card (gold credit card at half price).

Age:

For individuals between 18 and 30 years of age.

Currencies:

CHF

Package / account management fee:

The account management is free of charge.

Private account interest rate:

0% per year.

Account opening:

The account opening is free of charge.

Closing of account:

The closing of account is free of charge.

Annual account closure:

The annual account closure is free of charge.

Statements of account:

The monthly statements of account by mail are subject to charges.

Incoming payment:

Incoming payment in CHF are free of charge.

Outgoing payment (Switzerland):

Electronic payment orders in CHF are free of charge.

SEPA payment:

Electronic SEPA payment orders in EUR are free of charge.

Non-SEPA payment (abroad):

Fee of CHF 4.00 per electronic non-SEPA payment order in foreign currency.

Direct debit (LSV) Switzerland:

Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.

Standing order Switzerland:

Electronic standing orders in CHF within Switzerland are free charge.

Annual fee debit card:

Debit card: There is no annual fee to pay.

Purchase Switzerland:

Debit card: Purchases in Switzerland in CHF are free of charge.

Purchase abroad:

Debit card: Purchases in foreign currencies are free of charge.

Cash withdrawal Switzerland:

Debit card:
Cash withdrawals in CHF at ATMs of the same bank in Switzerland are free of charge.
36 cash withdrawals in CHF at ATMs of other banks in Switzerland are free of charge. More cash withdrawals in CHF at ATMs of other banks cost CHF 2.00 per cash withdrawal.

Cash withdrawal abroad:

Debit Mastercard:
6 cash withdrawals at ATMs abroad per year are free of charge. More cash withdrawals abroad cost CHF 5 per cash withdrawal.

Savings account interest rate:

Up to CHF 50,000: 0.25% per year.
From CHF 50,000: 0.1% per year.

Savings account
withdrawals:

Not specified.

Credit card:

Different credit cards available, for instance BEKB World Mastercard Silber / Visa Classic. Annual fee included.

Credit card
Purchase abroad in foreign curency:

For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.

Reward program:

Surprize bonus program by Viseca for credit cards (1 point per CHF 1 turnover, 10,000 welcome points).