CA First

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Banking Packages

CA First

  • Banking package for individuals

  • Direct application possible

General information:

Banking package of Crédit Agricole next bank. Included in the package: Private account, savings account, Debit Mastercard, online and mobile banking. Credit cards also available.
Payments abroad with the Debit Mastercard (France, Germany, Italy, Austria) are free of charge, otherwise cost CHF 2.

Age:
There are no limitations.
Currencies:
CHF
Package / account management fee:

The account management costs CHF 15 per month. Additional private account: free of charge. Surcharge for paper documents: CHF 6 per month. The first 6 months are free of charge.

Private account interest rate:
0% per year.
Account opening:
The account opening is free of charge.
Closing of account:
The closing of account is free of charge.
Annual account closure:
The annual account closure is free of charge.
Statements of account:
The monthly statements of account by mail are free of charge.
Incoming payment:
Incoming payment in CHF are free of charge.
Outgoing payment (Switzerland):
Electronic payment orders in CHF are free of charge.
SEPA payment:
Electronic SEPA payment orders in EUR are free of charge.
Non-SEPA payment (abroad):
Electronic Non-SEPA payment orders in foreign currencies are free of charge.
Direct debit (LSV) Switzerland:
Electronic payment orders by direct debit (LSV) within Switzerland are free of charge.
Standing order Switzerland:
Electronic standing orders in CHF within Switzerland are free charge.
Annual fee debit card:
Debit card: There is no annual fee to pay.
Purchase Switzerland:
Debit card: Purchases in Switzerland in CHF are free of charge.
Purchase abroad:
Debit card: For purchases in foreign currencies, there is a fee of CHF 2.00.
Cash withdrawal Switzerland:

Cash withdrawal at ATMs of other banks in CHF: free of charge up to 6 withdrawals per year. Above 6 withdrawals per year: CHF 2 per withdrawal.

Cash withdrawal abroad:
Debit card:
Per cash withdrawal abroad, there is a fee of CHF 4.00.
Savings account interest rate:
Up to CHF 200,000: 0.5% per year.
From CHF 200,000: 0.1% per year.
Savings account
withdrawals:
Withdrawals up to CHF 20,000 per month are allowed without notice. There is a notice period of 3 months for higher amounts.
Credit card:

Different credit cards available, for instance Mastercard Silber / Visa Classic: CHF 100 per year (free of charge in the first year). Gold credit card for half price in the first year.

Credit card
Purchase abroad in foreign curency:
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Reward program:

Surprize bonus program by Viseca for credit cards.

Pillar 3a account
interest rate:
1.4% per year.
Termination of banking relationship:
The termination of the banking relationship is free of charge.
Special services:
Debit Mastercard, Mobile banking, Online banking, Reward programs

More products


Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

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  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

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Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

Special offers for Moneyland users

Moneyland Special Offers

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Credit card promotion

Amex Gold

  • Extra bonus until 11.11.: 40,000 instead of 15,000 Membership Rewards points

  • ½ annual fee in the first year

  • Up to CHF 100 credit per year for consumption in a restaurant or with a delivery service of your choice

Credit card promotion

Amex Platinum

  • Extra bonus until November 10: 75,000 instead of 45,000 Membership Rewards points

  • ½ annual fee in the first year

  • Comprehensive benefits

Deal of the Day
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Swiss Bank

Bank WIR Bankpaket Top

Free account & card