Get detailed information about the basis for credit card comparison calculations here.
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The moneyland.ch credit card comparison lets you choose between customizing the comparison based on your credit card needs or choosing between a number of user profiles.
Occasional user: “I use credit cards every so often”.
- No cash advances at ATMs.
- Purchases in Switzerland or online purchases in CHF: 2 transactions per month (CHF 200 total).
- International purchases or online purchases in foreign currencies: 10 transaction of EUR 100 each annually.
Frequent user: “I use credit cards regularly”.
- Cash advances at ATMs in Switzerland: 5 withdrawals of CHF 200 each annually.
- Cash advances at ATMs outside of Switzerland: 5 withdrawals of EUR 200 annually.
- Purchases in Switzerland or online purchases in CHF: 10 transactions per month (CHF 1000 total).
- International purchases or online purchases in a foreign currency: 50 transaction of EUR 100 per year.
Infrequent user: “I rarely use credit cards”.
- No cash advances at ATMs.
- Purchases in Switzerland or online purchases in CHF: 1 transaction per month, CHF 100 in monthly transactions.
- Purchase abroad or online purchases in a foreign currency: 5 transactions of EUR 100 each annually.
Shopper: “I regularly pay for shopping with credit cards”.
- No cash advances at ATMs.
- Purchases in Switzerland or online purchases in CHF: 10 transactions per month, CHF 1000 per month.
- Purchases abroad or online purchases in foreign currencies: 25 transaction of EUR 100 each annually.
Switzerland-only user: “I only use credit cards in Switzerland”.
- Cash advances at ATMs in Switzerland: 5 transactions of CHF 200 each annually.
- No cash advances at ATMs outside of Switzerland. No purchases abroad.
- Purchases in Switzerland or online purchases in CHF: 4 transactions per month, CHF 400 per month.
Abroad-only user: “I only use credit cards outside of Switzerland”.
- Cash withdrawals at ATMs outside of Switzerland: 5 transaction of EUR 200 each per year.
- Purchases outside of Switzerland or online purchases in foreign currencies: 50 transactions of EUR 100 each annually.
- No cash advances at ATMs in Switzerland. No purchases in Switzerland.
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