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CHF 1000 loan online?

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Forum Banking Forum Loans & Leasing CHF 1000 loan online?

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Benutzernamelavabawl
Status Member
Registriert seit3/12/19
Beiträge2

March 12, 2019, 9:05:26 AM

I wanted to ask how to carry out the procedure of getting a loan online. Is it possible with a bad credit history? Thanks for the answers.

BenutzernameMoneyguru von moneyland.ch
OrtSchweiz
Status Expert
Registriert seit8/4/15
Beiträge4079

March 12, 2019, 5:41:45 PM

Hi there,

Assuming you have a bad credit history in Switzerland (negative entries in your ZEK and/or your municipal debt collection register files), you will not likely be approved for a personal loan by reputable Swiss lenders. You must also be resident in Switzerland and be employed in order to qualify.

Be wary of online lenders which offer you loans in spite of a poor credit history.

If you have debt problems, we recommend you get consultation from your cantonal debt counseling office. You can find the contact information of your regional debt counseling office here: https://www.schuldeninfo.ch/links-beratungsstellen.html

Best regards from Moneyguru

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