20% downpayment from Pillar 2

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  • Benutzernamevas_zah
  • Status Member
  • Registriert seit8/3/23
  • Beiträge2

I don't have enough funds to pay 10% for the downpayment. However, I have enough capital in my pillar 2. Can I partly withdraw the money and partly pledge from pillar 2? Basically can I fully use pillar 2 to match 20% downpayment via partial withdrawal and partial pledge? Thank you

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Hi there,

Up to half of the required down payment can be covered by an early withdrawal of pillar 2 assets for home financing. You can find more information on this topic in the moneyland.ch guide to using pillar 2 and pillar 3a savings to finance a home.

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  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

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  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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UBS key4

  • 50 KeyClub points as a welcome gift

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