Accident insurance after leaving an employer

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  • Benutzernamejosemarcos
  • Status Member
  • Registriert seit1/24/17
  • Beiträge24

Hi forum members. I will be leaving my current employer ahead of summer and will take a long break before starting with my new employer at the beginning of next year. Does the accident insurance from my current employer continue to cover me until I start my new job? How do I pay the premiums during the time I am unemployed?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Your occupational accident insurance only covers you for 30 days from the time you receive your last salary. You can take out optional interim accident insurance ahead of leaving your employer. This covers you for up to 180 days (6 months) from the time you receive your last salary, so it should work well for your situation.

Alternatively, you could ask your health insurance provider to add accident insurance to your basic health insurance policy, but that won’t extend the income-compensation you receive. You can read more about interim accident insurance here:

/en/interim-accident-insurance-comparison

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Cheap bank accounts with card

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UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

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  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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