Accident insurance for risky activities

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Does Swiss accident insurance still pay benefits if you have an accident while doing some dangerous sport or activity. I know Swiss health insurance covers care for sickness even if it results from risky activity. Is it the same with accident insurance? Are you covered no matter what?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Compulsory Swiss occupational accident insurance is not as accommodating as compulsory Swiss health insurance. The financial consequences of accidents resulting from certain risky activities - such as some extreme sports - may not be fully covered.

Read the moneyland.ch guide to accident insurance for extreme sports to learn more about how to protect yourself.

Best regards from Moneyguru

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

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  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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