Accident insurance from multiple employers

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I am working 50% and get accident insurance through my employer. I plan to take on another 50% job and am wondering how this would affect my accident insurance. Will I get accident insurance through my second job as well and have premiums deducted from my salary?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

In Switzerland, employers are required to obtain occupational accident insurance for all employees, regardless of work hours. Employees who work for an employer more than 8 hours must also receive non-occupational accident insurance through that employer.

That means that each of your employers has to take out a separate accident insurance policy for you, and can deduct the premiums for non-occupational accident insurance from your salary.

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Cheap bank accounts with card

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  • Online private account with debit card

Swiss digital bank

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Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

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  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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