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Hi. If I lease a car, are there any benefits for me compared to getting a loan to buy a car? Who can help me out here? Thanks.
Hello,
Buying a car with a cash loan is often more affordable than leasing a car. Saving up and paying for a car in cash is obviously the best option, financially speaking.
From a purely technical perspective, whether a loan or lease works out cheaper depends on the interest rates of the loan and lease in question. The rates you get depend on your creditworthiness and on which lender or lease provider your work with.
Note that a leased car does not belong to you - you are only leasing it. You can get clear tips on car leasing here.
We also recommend that you use the car leasing calculator to find the total cost of your prospective lease.
Best regards from Moneyguru
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