Best Offers on Swiss Term Deposits

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Hi moneyland,

Could you send me the top 5 offers for 6 months, 12 months, 24 months and 36 months maturities?

Thank you

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Due to the Swiss National Bank's current negative interest strategy, Swiss franc fixed term deposits at Swiss banks currently yield little or no interest, or even use negative interest rates. It is also worth noting that Swiss Banks generally have high minimum deposit requirements for fixed term deposits (typically CHF 100,000) and offer maximum terms of just 12 months.

Medium-term notes offered by Swiss banks provide an alternative to fixed deposits. These are very similar to the fixed term deposits offered in other countries. Deposit terms range from 1 year to 10 years. The minimum investment amount is typically CHF 5000, although some Swiss banks offer medium term notes from just CHF 1000. The unbiased medium-term note comparison on moneyland.ch makes it easy to find the current best offers based on investment amounts and deposit terms.

In some cases, Swiss savings accounts have higher interest rates than medium-term notes, and you can compare these using the unbiased savings account comparison on moneyland.ch.

Best regards from Moneyguru

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Cheap bank accounts with card

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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