Best personal loans for homeowners

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Which bank will give me the best interest rates for personal loans if I am a homeowner?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings.

As a homeowner, your creditworthiness is generally considered to be good. Because of this, homeowners are often able to get loans with low interest rates.

Some lenders even provide specialized loans which are only available to homeowners and have exceptionally low interest rates. Lenders which offer specialized loans for homeowners include CreditGate24, Cashgate and Bank-now (Credit-now Casa).

If you need a loan for home renovations or remodeling, consider getting a mortgage instead. Interest rates on mortgages are much lower than those charged for personal loans.

Best regards from Moneyguru

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Online private account

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

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