Borrowing Money in Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I am new in Switzerland. Can anyone guide me to a good lender? What is the easiest and cheapest way to borrow money in Switzerland?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Whether you can be approved for loans and how much interest you pay depends on many factors, including your residence permit category, employment status, income, imputed expenses and credit records.

You can find out which loans you are eligible for and compare their interest rates using the unbiased personal loan comparison on moneyland.ch.

You can request free quotes for many loans directly on moneyland.ch. If you cannot request a free quote for the most affordable loan directly on moneyland.ch, you can apply at lender branch offices or online on lender websites.

Best regards from Moneyguru
 

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

UBS key4

50 KeyClub points as a welcome gift