Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
In the U.S. it is generally possible to borrow the cash value of your life insurance policy. Is that possible in Switzerland too?
Does anyone have more information on this? Is it possible to borrow against the cash value of whole life insurance?
Hi there,
Yes, it is possible to get loans collateralized by the cash value of permanent life insurance. In Switzerland, this kind of loan is called a policy loan. You can find detailed information about Swiss policy loans in the moneyland.ch guide to life insurance policy loans.
Best regards from Moneyguru
Cheap bank accounts with card
Cheap bank accounts with card
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Deal of the Day 
Free bank account
Yuh
No account fees
