Can I continue contributing to Swiss retirement savings after leaving Switzerland?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I will be moving to Vietnam permanently but would like to continue contributing to my Swiss social security scheme so that I can get a full pension when I retire. Is this possible?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

As a Swiss citizen you remain registered with Swiss social security on a voluntary basis after relocating from Switzerland. This also applies to citizens of EU or EFTA member countries which have been registered with a Swiss social security office for at least 5 years.

The primary criteria is that you move to a country with which Switzerland does not have a bilateral social security agreement. If you sign up to make voluntary social security contributions, you will have to pay all your old-age insurance contributions yourself because your foreign employer is not obligated to match your contirbutions.

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

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50 KeyClub points as a welcome gift