Can I get cheaper hospital insurance by choosing a higher deductible?

Hi all,

I had a question about hospital insurance in Switzerland. I want to get private ward hospital insurance because the idea of being in the same room as sick people gives me the willies. The cost of premiums is outrageous of course, so I am wondering if I can choose a much higher deductible in order to bring premiums down. Are Swiss health insurance companies flexible in that way?

Hi there,

Most Swiss hospital insurance policies come with a range of deductible models. Some insurers may be open to your negotiating an exceptionally high deductible in exchange for lower premiums.

The moneyland.ch hospital insurance comparison makes it easy to find policies which are available with the deductible you want to use.

Best regards from Moneyguru

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