Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
I will be retiring next year, and would like to make a big voluntary contribution (around 50,000 francs) to round off my pension. Can I do this so soon before retirement?
Hi there,
You can make voluntary payments to close gaps in your pension fund up until you retire.
Important: Voluntary contributions made during the 3 years before retirement become taxable if you withdraw the money as a lump sum when you retire. This regulation prevents people from depositing windfalls or private savings into their pension fund for the sole purpose of bypassing taxes. The tax benefit applies as long as the money is withdrawn as a pension and not as a lump sum.
Best regards from Moneyguru.
More on this topic:
Vested benefits account comparison
Guide to Swiss 3a retirement funds
3a retirement account comparison
Cheap bank accounts with card
Cheap bank accounts with card
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Deal of the Day 
Free bank account
Yuh
No account fees
