Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
I am of a mind to withdraw the money from one of my 3a accounts when I turn 60 and then keep paying into my other account to get the tax deduction until I turn 65, when I will withdraw the money from that account. Can I keep paying to a (different) 3a account after closing my first account?
Hi there,
Once you reach the legal age for withdrawing 3a assets (5 years ahead of legal retirement age), you can cash out your 3a accounts and savings at any time you choose until you reach legal retirement age (or up to 5 years past retirement age if you remain employed).
At the same time, as long as you are employed, you can continue to contribute to the third pillar and claim tax deductions.
So you can close one 3a retirement account but continue saving using additional 3a accounts.
Best regards from Moneyguru
More on this topic:
Interactive 3a retirement account comparison
3a Retirement Funds: Things You Should Know
What Does a Swiss 3a Retirement Account Cost?
Life insurance in Switzerland explained
Pillar 3a: Maximum contributions
Cheap bank accounts with card
Cheap bank accounts with card
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Alpian
CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Deal of the Day 
Online private account
UBS key4
50 KeyClub points as a welcome gift
