Car lease without down payment

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is it possible to lease a car without paying a down payment in Switzerland? How should I go about leasing a car without making a down payment?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

Whether or not you have to make a down payment depends on a number of different factors including your creditworthiness, the lease provider you use, the car in question and other factors.

But leasing a car without making a down payment is not automatically the better option. You still have to make monthly lease payments and these may be higher or require a longer lease term than if you did make a down payment. In many cases leasing a car without making a down payment works out more expensive than leasing a car with a down payment.

You can easily calculate what a car lease will cost you with or without a down payment using the car leasing calculator on moneyland.ch.

Best regards from Moneyguru

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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  • High interest on your everyday account

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  • Up to 1% of card spending as saveback in the investment portfolio

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  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

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