Car loan Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

How can I get an auto loan in Switzerland? How is this different from leasing? Is it worth getting a loan to buy a car in Switzerland?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings.

The cheapest way to buy a car is to pay for it up front in cash.

If you have to choose between a lease and a loan, personal loans are normally the better option.

You will have to have good creditworthiness in order to get a loan. How you plan to use the money is not normally the deciding factor when you apply for a loan in Switzerland. You can find an unbiased overview of all loan offers in the moneyland.ch personal loans comparison.

More on this topic:
Car leasing: Things you should know
Car leasing calculator: How much does a lease cost?
Personal loan comparison
Personal loan calculator: How much does a loan cost?

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Cheap bank accounts with card

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UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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  • Banking partner: Swissquote & Postfinance

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