Claim-free discounts for Swiss liability insurance

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Hi everyone,

I noticed some Swiss personal liability insurance policies give you discounts when you go without making claims. Are policies with this perk worth getting?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings,

Claims-free discounts are not commonly found on Swiss personal liability insurance policies. However some insurers apply claims-free discounts to household insurance policies.

For example, CSS discounts household insurance premiums up to a maximum discount of 30%.

Best regards from Moneyguru

More on this topic:
Household insurance comparison
Liability insurance comparison

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Cheap bank accounts with card

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UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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