Credit Bureaus in Switzerland

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  • Benutzernamesofi.94
  • Status Member
  • Registriert seit2/14/18
  • Beiträge1

Hello,

I wanted to know how many credit bureaus operate in Switzerland and which one are they.

Is there any other agency that collect information about borrowers' performances except from ZEK?

thanks

 
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  • BenutzernameMister Banks
  • Status Member
  • Registriert seit8/16/15
  • Beiträge187

No exactly, but there are others, private debt collection and credit information companies with their own ratings.

The rating is not the same as the ZEK rating but also important if you want to take out a loan in Switzerland.

Most important examples: Intrum Iustitia, Crif, Creditreform, Bisnode and to some extent Moneyhouse (not the same as this comparison site moneyland.ch!).

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

UBS key4

50 KeyClub points as a welcome gift