Credit card acceptance in Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Can anyone tell me how many merchants accept each credit card network in Switzerland?

Thanks.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hello,

Credit cards issued in Switzerland run on either the Visa, MasterCard, American Express or Diners Club payment networks.

Currently, the number of merchants which accept credit cards from each of these networks is as follows (as per communications from payment networks):

Visa claims that its cards are accepted at around 36 million point-of-sale (POS) terminals worldwide. Approximately 100,000 POS terminals in Switzerland accept Visa. Visa cards can be used to access money at around 6000 ATMs in Switzerland, approximately 400,000 ATMs across Europe and around 1.9 million ATMs worldwide.

MasterCard also claims that its cards are accepted by around 36 million merchants worldwide. In Switzerland, around 100,000 POS terminals accept MasterCard. Around 2 million ATMs worldwide accept Mastercard credit cards and Maestro debit cards.

American Express is accepted by around 90,000 merchants in Switzerland and is also widely accepted in the U.S. (around 6.9 million merchants). However, American Express cards are less widely accepted than Visa and MasterCard in many other regions. Amex cards can be used to access money at around 1.2 million ATMs worldwide.

In Switzerland, Diners Club is less widely accepted than Visa, MasterCard and American Express, with approximately 20,000 Swiss merchants accepting Diners Club cards. Internationally, the Diners Club International network - which is owned by U.S. payment network and credit card issuer Discover - counts around 19 million POS terminals. However, Diners Club cards are also accepted at POS terminals which accept Discover (U.S.), Unionpay (China), JCB (Japan). Diners Club cards can be used to make cash withdrawals at around 1.8 million ATMs worldwide (Diners Club International and PULSE ATM networks).

Best regards from Moneyguru.

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Cheap bank accounts with card

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UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

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  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

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  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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