DNA test for life insurance?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Can an insurance company make me take a DNA test in order to get a life insurance policy in Switzerland?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4018

Greetings,

In Switzerland, life insurance providers have no right to request that you take a DNA test when applying for life insurance.

However, if you have already taken a voluntary DNA test in the past, insurers could request that you present the result of the test along with other medical reports. Note that insurers can only request this if the value of your combined life insurance policies exceeds 399,999 Swiss francs (or 39,999 francs in disability benefits).

Best regards from Moneyguru

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