Does Swiss health insurance cover routine checkups?

What does Swiss health insurance pay towards routine medical examinations? Are these covered or does insurance only kick in if you are sick or have an accident? Thanks.

Greetings,

The costs of visiting a doctor or specialist when you suspect you may be ill will generally be covered by compulsory health insurance. In addition to covering the cost of diagnosing and treating illnesses, a number of purely preventative examinations and treatments are also covered.

For example, compulsory insurance covers 1 preventative gynaecological examination every 3 years. For women aged 50 or older, 1 mammogram is covered every 2 years. People whose families have a history of cancer may be eligible for preventative examinations covered by compulsory insurance.

Children are entitled to 8 routine medical examinations paid for by compulsory insurance over the course of childhood. A limited number of innoculations are covered. These are listed by the Federal Office for Public Health.

A supplementary health insurance policy can bridge the gap by providing coverage for additional preventative treatments and examinations. Most supplemental insurance policies cover a certain percentage of costs (50% to 90%) up to certain limites (normally between 200 and 1000 francs). It is important to find out just how much coverage a policy really provides before signing up.

The interactive supplementary health insurance comparison on moneyland.ch makes it easy to filter and sort policies based on the benefits they provide and to compare costs. You can find detailed information about coverage and limits on the "Info" pages of individual policies.

Best regards from Moneyguru

More on this topic:
Swiss Health Insurance: Inoculations and Preventative Treatment