Double insurance coverage

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I have insurance from two different insurance companies. Each has its own set of coverages and both seem to cover different things, so it is hard to compare them. How can I find out whether I am getting the same coverage from both or not?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

In Switzerland, many people have insurance coverage that they do not actually need.

Because many insurance companies bundle multiple coverages in one policy, it can be difficult to avoid overlapping insurance. This is especially true with regards to travel insurance, supplementary health insurance (which may also include travel and legal insurance), car insurance and the insurance benefits that come with certain credit cards.

You can get tips on this topic in these articles:
Guide to avoiding overlapping insurance
Insurance coverages: useful, crucial or unnecessary?

Best regards from Moneyguru

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  • Online private account with debit card

Swiss digital bank

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  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

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  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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