Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
From what I gather, money in Swiss bank accounts is guaranteed up to 100,000 per bank customer. My husband and I have a shared savings account at a Swiss bank. Is our money protected up to 200,000 francs (100,000 each)?
Hi there,
The bank deposits guarantee provided by Esisuisse covers up to CHF 100,000 of deposits at Swiss banks on a per-customer-and-bank basis. As joint account holders, you and your spouse qualify as to separate customers, so you benefits from up to CHF 100,000 of protection each - or up to CHF 200,000 for your joint assets at any one bank.
Best regards from Moneyguru
More on this topic:
Swiss savings account comparison
Cheap bank accounts with card
Cheap bank accounts with card
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Deal of the Day 
Online private account
UBS key4
50 KeyClub points as a welcome gift
