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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is there such a thing as an interest-free loan in Switzerland? That is to say, a loan that does not cost anything at all? Thanks.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4063

Hi there,

To answer your question, there are no free loans (with the possible exception of some private loans from friends or relatives).

However, there are cheap loans and there are expensive loans. Comparing the interest rates charged by lenders before getting a loan can save you a lot of money.

You can compare loans using the interactive personal loan comparison tool.

Best regards from Moneyguru

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Cheap bank accounts with card

Swiss digital bank

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  • 1% interest on your everyday account

  • Best exchange rates

  • 1% of card spending as saveback in the investment portfolio

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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Swiss digital bank

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1% interest on your everyday account