Free mortgages

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I read somewhere that free mortgages are available in Switzerland. Is there such as thing as a free mortgage?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Hi there,

The old proverb which claims that "there is no free lunch" also applies to mortgages.

Banks make a living off charging interest on loans, including mortgages. At the moment, mortgage rates in Switzerland are very low because interest rates are low across the board.

However, interest rates still vary broadly from one lender to the next, so comparing rates is crucial. Choosing the right mortgage can save you serious money.

You can compare Swiss mortgage offers using this interactive mortgage comparison.

Best regards from Moneyguru

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Cheap bank accounts with card

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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Bank WIR Bankpaket Top

Free account & card