Full pension after death of spouse

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I reached retirement age before my husband and enjoyed my full pension for some years until my husband retired. Since then, we have had to make do on one-and-a-half pensions instead of two because of the limit on pensions for married people.

What would happen if either myself or my husband were to pass away? Would the remaining person benefit from a full pension again, or would they still receive just 75% of their pension?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

In the event that you or your spouse died, the cap would fall away and the surviving partner would receive their full pension again.

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Cheap bank accounts with card

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  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

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Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

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50 KeyClub points as a welcome gift