Getting loans when receiving unemployment benefits

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I am interested in knowing whether you are allowed to get a loan while receiving unemployment benefits from the RAV. Has anyone tried this? What happened?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

As a rule, Swiss lenders normally do not provide loans to people who are not employed.

Peer-to-peer (p2p) lending platforms provide an alternative to conventional lenders. These let you appeal directly to private investors who may provide the loan if they are confident in your ability to repay it.

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Cheap bank accounts with card

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Swiss digital bank

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  • High interest on your everyday account

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  • Up to 1% of card spending as saveback in the investment portfolio

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Bank WIR Bankpaket Top

  • Free account & card

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  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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