Government health insurance in Switzerland

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

I head that Switzerland has a public health insurance system which anybody can join. Where can I find this insurance and what does it cost?

I want the cheapest possible health insurance for my family and don't like having to switch between private insurance companies every time they change their premiums.

thanks

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Switzerland does not maintain a government-run health insurance scheme. Instead, a large number of private health insurance providers operate competitively.

However, basic health insurance is compulsory for all residents. Although compulsory health insurance policies are issued by many different insurance companies, the coverage provided is dicatated by law so it is identical across all policies.

The main differences between insurance providers are the premiums charged, customer service and the way in which claims are handled. You can compare premiums, find customer satisfaction ratings and get information about average reimbursement periods for indirect settlements in the moneyland.ch health insurance comparison.

In addition to basic, compulsory health insurance policies, many Swiss insurers also offer supplementary outpatient insurance, hospital insurance, travel medical insurance and dental insurance policies.

Best regards from Moneyguru

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  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

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Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Alpian

  • CHF 100 welcome bonus

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  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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