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Health insurance coverage when premiums are not paid

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BenutzernameMoneyland User Questions
Status Member
Registriert seit1/27/17
Beiträge2142

June 15, 2017, 2:18:49 PM

Does Swiss health insurance cover you even if you fail to pay your premiums?

BenutzernameMoneyguru von moneyland.ch
OrtSchweiz
Status Expert
Registriert seit8/4/15
Beiträge4072

June 15, 2017, 3:23:46 PM

Hi there,

Different rules apply to compulsory health insurance and supplementary health insurance.

If you fail to pay premiums for supplementary health insurnace, the insurer will send you a reminder and then a final notice. If you fail to pay premiums within 14 days of receiving the final notice, your insurance will be put on hold and you will not be covered.

If you fail to pay compulsory health insurance premiums, your health insurance coverage will be reduced to cover emergencies only.

Best regards from Moneyguru

More on this topic:
Compulsory health insurance comparison
Supplementary health insurance comparison