Household insurance and liability insurance from two different insurers?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Can I get Swiss household insurance and liability insurance separately? It seems like they are always bundled in one policy, but I don't image you get the best of both that way.

Does anyone know of Swiss insurance companies which sell both policies separately?

Thanks

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

A number of Swiss insurance providers let you take out personal liability insurance and household insurance policies separately. In some cases it can make sense to do so.

It is worth noting that many insurance companies apply multiple-policy discounts when you take out both types of insurance together. Unless you are looking for specialized coverage, getting both policies from the same insurer often works out cheaper than getting them separately.

Best regards from Moneyguru

More on this topic:
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Swiss liability insurance comparison

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  • Online private account with debit card

Swiss digital bank

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  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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