- BenutzernameMoneyland User Questions
- Status Member
- Registriert seit1/27/17
- Beiträge2142
Good day,
My son is a student and has stayed in a shared flat during the week for the past 4 years. However, my home is still his primary residence because he has stayed with me (his mother) before he moved to the flat part-time.
His father and I are divorced and his father signed as guarantor for the contract on the shared flat and his name is on the rental contract.
My insurance provider assured me that my liability insurance covers my son even though he stays at the shared flat part-time. However, I did not ask them about how my household insurance covers him.
Now his shared flat was hit by a theft and my insurance does not want to cover the loss.
How can my liability insurance cover him but not my household insurance? They appear to be just one policy (the Prisma Flex policy).
Hi father's insurance has issues with covering the claim because our son is not registered at his dad's address, but if he had been registered at his dad's, they would pay without issues.
Do some insurance companies pay out benefits which others do not?
Thank you for clarifying this.