How are Swiss 3a retirement savings divided during a divorce?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

My wife and I are getting a divorce and aside from the money in my 3a savings accounts we do not have many other assets. I have put the maximum amount into these accounts every year, so the amount is quite high because I have always been self-employed.

What part of my 3a retirement savings (if any) is my wife entitled to?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

Hi there,

3a retirement savings are divided evenly between both spouses during a divorce. Exceptions may be made when both spouses agree not to divide 3a savings or when a marital agreement is in place which stipulates the separation of assets.

Best regards from Moneyguru

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  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

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  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

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