How much cash can I take with me on my trip to the USA without declaring?

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  • Benutzernamefrauleinhansi
  • Status Member
  • Registriert seit1/24/17
  • Beiträge7

I’ll be visiting the US and prefer to take US dollars (my Swiss bank doesn’t charge me commissions) and avoid paying outrageous credit and debit card fees as much as possible. How much money can I take with me without issues?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4072

You can carry any amount under US$ 10,000 or equivalent foreign currency without declaring it. If you need more than that for your trip, make sure to declare it on the appropriate form (FinCEN 105) before you pass through customs.

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Cheap bank accounts with card

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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