Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
Do 3a retirement savings fall under the normal rules of succession in Switzerland? How will my 3a savings be divided up If/when I die?
Greetings,
How your retirement savings are divided when you die depends on whether or not you are married. If you are not married, your asset are inherited by your legal heirs as per Swiss succession laws.
If you are married and you pass away before your spouse, your retirement savings are divided equally between you and your spouse because legally speaking, the death of one partner equates a divorce. Your half of the retirement savings are then divided between your heirs - including your spouse.
Assets may be distributed differently if you create a marital agreement or a will before you pass away.
The moneyland.ch guide to Swiss succession rules provides an overview of how your money is distributed both with and without your leaving a will.
Best regards from Moneyguru
More on this topic:
Inheritance tax explained
Compulsory shares explained
Cheap bank accounts with card
Cheap bank accounts with card
Bank WIR Bankpaket Top
Free account & card
No exchange fees for foreign payments (interbank exchange rates)
24 ATM withdrawals worldwide per year free of charge
Radicant
High interest on your everyday account
Best exchange rates
Up to 1% of card spending as saveback in the investment portfolio
Yuh
No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»
Alpian
CHF 100 welcome bonus
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Deal of the Day 
Swiss Bank
Bank WIR Bankpaket Top
Free account & card
