Interest free loans

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Are there ways to get loans without interest in Switzerland? I'd be thankful for any information about this.

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Greetings.

Getting the cheapest loan available is generally the right financial move. However loans from commercial lenders always come with interest-based charges attached.

All relevant personal loan offers in Switzerland are included in the unbiased moneyland.ch personal loan comparison. You can also use the comparison to find out which loan works out cheapest for your situation.

Important: If you see an interest-free loan being advertised online or elsewhere, you can be sure that the loan comes with a catch or with hidden costs. In most cases, advertisements like these are propagated by dubious lenders based outside of Switzerland. Never transfer money to a puported lender ahead of receiving your loan.

While interest-free loans are not offered by commercial lenders, they are regularly provided by friends and relatives in private circles. When giving or receiving private loans, it is important that you follow simple procedures to ensure that all parties are protected. You can find basic prcedures for private loans here.

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Cheap bank accounts with card

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Online private account

UBS key4

50 KeyClub points as a welcome gift