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Hello
My understanding of the Pillar 3a system is that it can be only invested in managed funds with different portions in bonds, assets, and cash. When I looked around the assets are usually real-estate and stocks.
Is it possible, and if so where, to find a pillar 3a fund which includes assets based on commodities? What I am interested in are metals such as Gold and Silver.
Cheers
EA
You can invest pillar 3a assets in precious metals through ETFs, for example. The easiest way to do this is with a pillar 3a asset management service. For example, Viac lets you use the CSIF Gold ETF (under "Fokus" "Eigene Strategie"). Vermögenszentrum (and Selma Finance) includes around 6% commodities (mostly gold) in its pillar 3a portfolio. I believe frankly includes the ZKB Gold ETF in some portfolios.
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