Is accident insurance mandatory in Switzerland?

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  • BenutzernameMoneyland User Questions
  • Status Member
  • Registriert seit1/27/17
  • Beiträge2142

Is accident insurance mandatory in Switzerland? Am I required to get accident insurance from my health insurance provider if I do not get it through my employer?

 
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  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
  • Beiträge4079

Hi there,

All residents of Switzerland are required to take out accident insurance coverage. Employed individuals generally receive accident insurance through their employer. Individuals who are not covered by employment-based accident insurance are required to take out accident insurance coverage from a health insurance provider. This coverage can be added to your compulsory health insurance policy.

The compulsory health insurance comparison on moneyland.ch lets you choose whether or not you need accident insurance coverage. If you do not receive accident insurance through an employer, you can select "Without" under "Accident insurance coverage" to compare premiums.

Best regards from Moneyguru

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Cheap bank accounts with card

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UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Swiss digital bank

Radicant

  • High interest on your everyday account

  • Best exchange rates

  • Up to 1% of card spending as saveback in the investment portfolio

Swiss Bank

Bank WIR Bankpaket Top

  • Free account & card

  • No exchange fees for foreign payments (interbank exchange rates)

  • 24 ATM withdrawals worldwide per year free of charge

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

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  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

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