Is There a Limit on Mortgages in Switzerland?

Is there a limit or maximum amount that you can borrow through a mortgage in Switzerland?

Hi there,

While Swiss lenders generally have minimum mortgage amount requirements, many do not place a cap on mortgage size. After all, the larger the mortgage, the more the bank earns.

However, borrowers must meet eligibility criteria with regards to affordability, loan-to-equity and other requirements.

Online mortgages often do limit mortgage amounts - to 1 million francs or 3.75 million francs, for example - because they are designed to provide standardized offers.

The comprehensive mortgage comparison on moneyland.ch automatically limits results to mortgages which match the amount you want to borrow.

Best regards from Moneyguru