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Which Swiss bank offers the cheapest loans for building renovations? What should I look for when choosing a loan for home renovation?
Greetings.
A number of Swiss lenders offer personal loans with below-average interest rates to homeowners.
If you own a house or apartment in Switzerland, banks generally consider you to be more creditworthy than the average borrower. Because you pose less risk, you enjoy better rates.
Lenders which offer cheaper loans to homeowners include Bank-now (the Credit-now Casa loan), Cashgate and CreditGate24.
You can generally spend the money on anything you choose - including home renovations or remodeling.
Important: If you need money specifically for renovation, mortgages are generally a much cheaper way to finance renovations. For example, you could use a LIBOR-based mortgage. Even the more expensive mortgages listed in the mortgage comparison on moneyland.ch are cheaper than the most affordable personal loans.
Best regards from Moneyguru
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