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Loan for unemployed person

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BenutzernameMoneyland User Questions
Status Member
Registriert seit1/27/17
Beiträge2142

February 16, 2017, 5:17:37 PM

Hi,

I am looking for a loan, but I am unemployed. Is there someplace that lends money to unemployed people?

Cheers

BenutzernameMoneyguru von moneyland.ch
OrtSchweiz
Status Expert
Registriert seit8/4/15
Beiträge4063

February 17, 2017, 3:53:56 PM

Hi there,

Unfortunately for you, there are no Swiss lenders which lend money to people who are unemployed. Lenders require that you receive a fixed income in the form of a salary in order to approve your loan. If you do not earn a salary, you will not normally be able to get a loan.

One option you could look into is "peer to peer lending" or "crowdlending". Peer to peer services allow you to appeal directly to private lenders who may be willing to offer you a loan if they consider you to be a safe investment.

Best regards from Moneyguru.

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